Travel Insurance 101: What It Actually Covers and When You Need It

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Use comparison sites like InsureMyTrip or Squaremouth to easily compare policies side by side.

5. Credit Card Travel Insurance — Is It Enough?

Many premium credit cards (like Visa Infinite or Amex Platinum) include some form of travel insurance when you book flights or hotels with them. It’s convenient but often limited — for example, it might cover trip delays but not medical emergencies. Always check your card’s benefits guide before assuming you’re fully covered.

Summary

Think of travel insurance as a safety net: you hope you won’t need it, but you’ll be relieved if you do. It’s not just about lost luggage — it’s peace of mind that lets you enjoy your trip without worrying about the “what ifs.” For most international travelers, that’s worth every penny.